No exclusivity and a minimum of just 5 polices per month
We do not require you to purchase all of your After the Event Insurance through us, and we require a minimum of just 5 ATE Insurance policies per month. We appreciate that small firms may struggle to obtain insurance hence the low minimum requirement.

Simple procedure to request ATE Insurance cover
There are no long application forms. All that is needed is very basic client details, the name of the debtor and a reference number. Once a member of our scheme, you can apply for After the Event Insurance on-line through this website or by supplying an Excel list straight from your case management system. Once accepted, cover runs from the date you requested the policy. All policy details are stored on-line so you can obtain further copies of the policy as well as useful documents through your secure log-in.

No Consumer Credit Act agreements
The ATE Premiums are deferred until you recover the premium as part of your costs when the debt is paid. Until then, the premium is fully funded. Neither your client nor your firm are required to take out a loan or give any undertakings. This means there is no interest to pay. Payment is due when costs are recovered, not before.

ATE Policies are Flexible with Cancellations Permitted in many Situations
Debt actions do not always follow the same path. Sometimes something happens which prevents you from recovering the ATE policy premium or indeed proceeding with the action. For example, the debt may become disputed or you may be unable to serve the petition on the debtor. In these and may other circumstances, you are allowed to cancel the After the Event Insurance. If the policy is cancelled, there is nothing to pay - no penalty or interest.