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Legal Insurance, Expenses and Protection Policies

Lowest ATE Insurance Premiums in the Market
The legal expenses insurance premiums we source are the lowest in the market - as shown by our comparison table below. Premiums have been deliberately set in line with case law which means you can be confident that they will be recovered in full. All After the Event Insurance premiums are determined by the type of legal protection claim and the level of indemnity but are then fixed in price irrespective of the merits of the case.

 













 
Available ATE Insurance Premiums

Claim Type/Indemnity Limit
£25,000
£125,000
Road Traffic Accidents
£350
£500
Non-Motor Claims
£600
£900
Industrial Disease Claims
£1,000
£1,750
N.B. All premiums subject to Insurance Premium Tax (IPT) @ 5%
Case Law
Premiums are in-line with case law. The Road Traffic Accident policy premium of £367.50 (incl. IPT) is the same as approved by the House of Lords in Callery v Gray. The Non-Motor Premium is in line with the Court of Appeal approval in The Claims Direct Test Cases where £621.13 was allowed.
 

Market Comparison
The Litigation Funding Table/graph to the right compares the premiums quoted by all of the major insurers in the Law Society's Litigation Funding Magazine. As can be seen, the After the Event Insurance Premiums we source are amongst the lowest quoted in the market place. As it is not always possible to directly compare legal insurance policies, the comparison has been made taking premiums for issued Fast Track claims as a benchmark.

ATE Insurance Premium Comparison

Source: Litigation Funding Magazine- comparisons of Fast Track Policies
 
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