Hello *|FNAME|*
This email relates to the ClaimSafe After The Event legal expenses insurance policies which your firm has purchased and any clinical negligence claims you are currently dealing with, or may deal with in the future.
We thought it sensible to write to all firms because we have recently noticed that there have been a number of instances where clinical negligence premiums have not been paid correctly, which can lead to firms needing to contribute to unpaid premiums from their own funds if it is too late to recover a premium from the Defendant or deduct a premium from client damages.
We therefore wanted to remind everyone of the differences in clinical negligence ATE premiums from other policy types, to help when cases are successful and premiums are being paid.
As you may remember, each time you take out a Clinical Negligence policy for your client, two policies are created:
- The first policy provides cover for liability and/or causation evidence, and the premium for that policy is fully recoverable from the Defendant. This premium must be claimed as part of the costs of the case once successfully concluded, and paid to Box Legal once received.
- The second policy is created to cover all other costs and disbursements incurred whilst pursuing the claim, and this premium is payable by the client from their damages, on the successful conclusion of their claim.
Therefore with each Clinical Negligence policy requested, please remember that there are two policies covering your client’s claim and therefore two separate premiums must be paid to Box Legal on successful conclusion of any claim.
We hope this is helpful, but please do not hesitate to contact us at Box Legal if you would like clarification or any further information in relation to Clinical Negligence policies and premiums. Thank you for choosing Box Legal to arrange your clinical negligence ATE insurance.
Kind regards
Jon
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