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Philips v Rafiq & MIB (2007)

MIB liable even though deceased passenger knew driver was uninsured

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Tilby v Perfect Pizza (2002)

Deferred premium is not subject to the Consumer Credit Act

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Watson v Johnson (2011)

Fixed ATE Premium can be used in new Motor Protocol

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Forde v Birmingham CC (2009)

A CFA which is defective under the pre November 2005 regulations can be 'cured' by signing a second retrospective CFA now

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Ashley Cole v News Group Newspapers (2007)

No Obligation to Disclose CFA unless Detailed Assessment Commenced and Points of Dispute Raise a Genuine Issue

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Garbutt & Anor v Edwards & Anor (2005)

Breach of SRA Code of Conduct (e.g. failure to investigate BTE) does not invalidate CFAs after November 2005

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Gaynor v Central West London Buses Ltd (2006)

Work carried out before a CFA is signed is recoverable

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Hollins v Russell (2003)

Pre November 2005 CFAs: Only material breaches of CFA Regulations will affect validity of a CFA. Duty to disclose CFA

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Jones v Wrexham Borough Council (2007)

Client Care letter terms can inadvertently 'save' an uninforceable CFA

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Nizami & Anor v Butt (2006)

Where fixed costs apply: valid retainer is not required in order to recover predictable costs, success fee and ATE premium

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